Clear Summer Debt

summer budget

It’s summer, and one of the places we love to spend summer is on the deck. Sitting around a table, under an umbrella, with an ice-cold beverage to keep cool and family and friends around is the best it gets.   Sadly, summer is never quite as much fun when bills pile up on the…

How To Enjoy Summer Break On A Budget


Hooray! It’s the end of the school year and you’re officially on vacation. After working all year it’s time for you to take a break. If you’re on a limited budget, even planning some time off can be stressful. You may have multiple children, and perhaps don’t have a whole lot to put aside for…

Avoid Debt During Summer Vacation

summer vacation debt

  What would summer be without a vacation? For many Americans, who are in debt or trying to avoid being in debt, a summer vacation is simply a distant memory. If you think that getting away from it all for a few days is strictly reserved for people who have their finances in order, think…

Eating Healthy On A Budget

healthy eating

Having a busy lifestyle and family to care for can take up a lot of your time. Moms in particular struggle to balance work life, personal time, and providing meals for their families. It is difficult to have quality family time or cook every night when your schedule is busy, especially when both parents work…

How to Create a Family Budget


Debt of any kind can be overwhelming, particularly when you’re raising a family. As a parent, you work hard to provide for and give your children everything they need and want, as well as try to instill a responsible view on money management, but it may be hard when you’re facing a mountain of debt….

Saving Money on Food

food on a budget

Food is expensive. And it can’t be skipped. When you’re in debt, this is a problem. Debts require you to save and scrape money wherever and whenever you can, and it can be incredibly stressful to dump barrels-full of money into groceries that don’t last.   But there are great ways to save money on…

PayDay Loans: “Quick Fix”?


A PayDay loan essentially works to provide a quick disbursement of funds within a certain cap (a maximum of $500 or $1,000) depending on the company you are dealing with.  The loan can be utilized immediately and paid back on your pay day. However, as the fundamentals of this type of financing dictate, the short…

Student Loans : How to Pay Them Off

student loans

When you have staggering student loans to pay back it can terrify you to the extent of inaction. However, this is the worst thing you can do, as interest will only keep increasing your debt. Instead, take a deep breath and make a personal resolution to tackle this debt head on. There are many ways…

Debt-The New Normal


Being in debt is all too normal in today’s trends. This is because taking out loans is something that rarely any middle working class individual can easily avoid. Loans come with such ease that before you know it, you’re drowning in interest. Almost all serious purchases require a loan prior to purchase, unless one has…

Family Vehicle : Buy vs. Lease

new vehicle

If you’re in the market for a new family vehicle, you may feel overwhelmed by the options to buy or lease. For some drivers, leasing a new vehicle is a more viable option while others are more comfortable with buying a new car. There’s no “right” choice, it basically comes down to what works best…