Saving Money on Food

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Food is expensive. And it can’t be skipped. When you’re in debt, this is a problem. Debts require you to save and scrape money wherever and whenever you can, and it can be incredibly stressful to dump barrels-full of money into groceries that don’t last.   But there are great ways to save money on…


PayDay Loans: “Quick Fix”?

loans

A PayDay loan essentially works to provide a quick disbursement of funds within a certain cap (a maximum of $500 or $1,000) depending on the company you are dealing with.  The loan can be utilized immediately and paid back on your pay day. However, as the fundamentals of this type of financing dictate, the short…


Student Loans : How to Pay Them Off

student loans

When you have staggering student loans to pay back it can terrify you to the extent of inaction. However, this is the worst thing you can do, as interest will only keep increasing your debt. Instead, take a deep breath and make a personal resolution to tackle this debt head on. There are many ways…


Debt-The New Normal

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Being in debt is all too normal in today’s trends. This is because taking out loans is something that rarely any middle working class individual can easily avoid. Loans come with such ease that before you know it, you’re drowning in interest. Almost all serious purchases require a loan prior to purchase, unless one has…


Family Vehicle : Buy vs. Lease

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If you’re in the market for a new family vehicle, you may feel overwhelmed by the options to buy or lease. For some drivers, leasing a new vehicle is a more viable option while others are more comfortable with buying a new car. There’s no “right” choice, it basically comes down to what works best…


The Best Days to Buy for the Holidays

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Despite the convenience of online shopping, many holiday shoppers still opt for the in-store shopping experience. These days, it seems that as soon as Halloween ends at the strike of midnight, the aisles are replaced with everything related to winter holidays. Some shoppers, assuming that Black Friday is the only day to get good deals,…


Rethink Your Holiday Spending

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Each year, millions of Americans find themselves overwhelmed by the amount of money they spend on the holidays. Many people think that they can charge to their credit cards and worry about the bill later, when the new year rolls around. Rather than become overwhelmed by mounting debt, why not rethink your holiday spending and…


Assist Your Income – Uber: Easy Money and Easy Riding

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Today, catching a reliable ride has become a little easier with ride services like Uber. Uber riders love the convenience of catching a ride by using their phone and never needing to carry cash. Before you hop into the backseat during your next ride, you may want to grab a couple of dollars. Although your…


Does Dave Ramsey’s Method Work?

loans

Are you looking for ways to be out of debt and attain financial freedom? Getting financial freedom is almost like building a home. You build up brick-by-brick and in the end build the roof. It is also very important to build a strong foundation for the house. According to the famous financial guru Dave Ramsay,…


5 Ways to Avoid Student Debt

Student loans have become a crisis for entire generations of Americans. And things don’t appear to be changing. In fact, recent research shows that university students who graduated this past year have the most student debt on record: an average of roughly $35,000. Student debt forces many people into careers and lives they do not…