How to Make Sound Financial Decisions

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Even when you remain cognizant of how much money you earn, save and spend in your normal daily routine, it’s still possible to make poor financial decisions on occasion. Often, the stumbling blocks come in the form of high ticket items, like cars, homes and vacations. Depending on the amount of money involved, it’s possible…


What Can We Learn Personally From The Greek Debt Crisis?

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Recent reports about the Greek Finance Minister, the charismatic Yanis Varoufakis, who describes himself as an “erratic Marxist,” have once again brought the Greece into the headlines. Greece is deeply in debt, to the tune of €240 billion ($272,270,240,000 U.S.). Varoufakis is involved in negotiations with the German Finance Ministry and its fiscally conservative leader,…


Exploring the United States on a Budget

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The United States is well known for its countless natural wonders. Our nation’s national parks, for example, recorded nearly 293 million visits in 2014 alone and our national forests get more than 163 million visits a year. So many people visit our national parks and forests because they represent the best the United States has…


Is Credit Card Consolidation Right for You?

Do you continue to make monthly payments on your credit cards and loans, but sometimes feel like filing for bankruptcy may be the only way you’ll ever get out of debt? If so, you’re not alone. In fiscal year 2013, U.S. Bankruptcy Courts reported over 930,000 individual bankruptcy claims. Filing bankruptcy as a way to…


It’s Tax Season! Do You Have Cancelled Debt to Report?

When a creditor agrees to cancel, or forgive, certain debt, such as that accrued through credit cards and student loans, it is a huge relief for the debtor. But, the recipient needs to remain cognizant of his good fortune come tax season. The IRS considers some cancelled debt to be taxable income, so if you…


Actionable Ways to Seek Federal Student Loan Forgiveness

Combined private and government student loan debt in the United States now totals well over one trillion dollars, after hitting that unfortunate milestone in late 2011. In 2013, individual student debt averaged more than $30,000 in six states, according to the non-profit group, The Institute for College Access & Success. To help ease the burden…